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Discussing Insurance Policies with Your Committee

Use Cohabit’s comparison tools and insights to confidently present insurance options to your strata committee.

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Written by Dion Bonnano
Updated this week

Who is this article for

Strata Managers preparing for committee meetings, AGM discussions or renewal decisions.


What this article covers

  • What to show your committee

  • How to prepare using Cohabit

  • How to present comparisons

  • How to request support

  • How this ties back to the Health Score


Step 1 — Prepare before the meeting

Open the building’s:

  • Compliance & Renewals tab

  • Compare Policies screen

  • Building Snapshot (for insurance risk & Health Score)

Gather info on:

  • Current premium

  • Risk rating

  • Expiry date

  • Coverage summary

  • Comparable policies

This gives you a complete picture to present.


Step 2 — Show the comparison options

Use the Compare Policies view to walk your committee through:

  • Side-by-side policy comparisons

  • Coverage differences

  • Premium savings

  • Benefits (e.g. unlimited restoration, no room rent cap)

  • “Top Rated” or “Best for You” tags

This helps committees make informed, transparent decisions.


Step 3 — Highlight key compliance dates

From Compliance & Renewals, point out:

  • Policy expiry

  • Any Expires Soon indicators

  • Any risks that need addressing

  • How delays could impact the building’s insurance position

Committees often aren't aware of upcoming deadlines until shown here.


Step 4 — Explain how insurance impacts the Health Score

Insurance influences several Health Score pillars:

  • Risk

  • Compliance

  • Financial stability

  • Data completeness

If a policy is expired, underinsured, or missing, the building’s score drops.

Committee members often respond well when shown:

👉 “Updating this policy will increase our building’s Health Score.”


Step 5 — Request quotes together (optional)

During the meeting, you can click:

Request Quote

This tells your committee you are proactively managing:

  • Pricing

  • Risk

  • Transparency

  • Renewal timelines


Step 6 — Follow up with documents

After the meeting:

  • Upload any new policies or certificates

  • Provide minutes or recommendations

  • Share Cohabit’s quote responses with the committee

Cohabit will update your compliance records and Health Score once documents are received.

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