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How to discuss insurance policies with your committee through Cohabit

Use Cohabit’s comparison tools and insights to confidently present insurance options to your strata committee.

Updated this week

Who is this article for

Strata Managers preparing for committee meetings, AGM discussions or renewal decisions.


What this article covers

  • What to show your committee

  • How to prepare using Cohabit

  • How to present comparisons

  • How to request support

  • How this ties back to the Health Score


Step 1 — Prepare before the meeting

Open the building’s:

  • Compliance & Renewals tab

  • Compare Policies screen

  • Building Snapshot (for insurance risk & Health Score)

Gather info on:

  • Current premium

  • Risk rating

  • Expiry date

  • Coverage summary

  • Comparable policies

This gives you a complete picture to present.


Step 2 — Show the comparison options

Use the Compare Policies view to walk your committee through:

  • Side-by-side policy comparisons

  • Coverage differences

  • Premium savings

  • Benefits (e.g. unlimited restoration, no room rent cap)

  • “Top Rated” or “Best for You” tags

This helps committees make informed, transparent decisions.


Step 3 — Highlight key compliance dates

From Compliance & Renewals, point out:

  • Policy expiry

  • Any Expires Soon indicators

  • Any risks that need addressing

  • How delays could impact the building’s insurance position

Committees often aren't aware of upcoming deadlines until shown here.


Step 4 — Explain how insurance impacts the Health Score

Insurance influences several Health Score pillars:

  • Risk

  • Compliance

  • Financial stability

  • Data completeness

If a policy is expired, underinsured, or missing, the building’s score drops.

Committee members often respond well when shown:

👉 “Updating this policy will increase our building’s Health Score.”


Step 5 — Request quotes together (optional)

During the meeting, you can click:

Request Quote

This tells your committee you are proactively managing:

  • Pricing

  • Risk

  • Transparency

  • Renewal timelines


Step 6 — Follow up with documents

After the meeting:

  • Upload any new policies or certificates

  • Provide minutes or recommendations

  • Share Cohabit’s quote responses with the committee

Cohabit will update your compliance records and Health Score once documents are received.

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