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Track renewals and compliance

Monitor key renewals, certifications, and compliance obligations for every building you manage. Stay ahead of expiry dates, reduce risk, and keep your Cohabit Health Score strong.

Updated this week

Who is this article for

Strata Managers who are responsible for ensuring each building remains compliant, insured and up to date with regulatory and operational requirements.


What this article covers

  • Where to view a building’s renewals and compliance

  • How to read the Building Snapshot

  • Insurance, certifications and risk indicators

  • How renewals affect the Cohabit Health Score

  • Using the Cohabit Insurance comparison tool

  • Managing upcoming and expiring items


Where to track renewals and compliance

There are two main places to view and manage compliance:

1. Building Snapshot

Shows high-level compliance, insurance, risk ratings and key expiry details.

2. Compliance & Renewals tab

Shows detailed certificates, expiry dates, valuations, insurance policies and risk insights.

Both areas contribute to the building’s Health Score.


1. View compliance in the Building Snapshot

From My Buildings → Select Building → Building Snapshot, you’ll see:

Health Score

A high-level indicator of overall building health.
Compliance and renewals heavily influence this score.

Financial Stats

Including:

  • Levies

  • Fund balances

  • Loan information

  • Special levies

These often correlate with risk assessments.


Insurance Summary

Shows key insurance data:

  • Premium

  • Sum insured

  • Expiry date

  • Insurance risk rating

  • Comparisons to similar buildings

If something important is missing or expired, the snapshot will highlight it.


Compliance Information

You’ll see compliance items such as:

  • Fire safety deadlines

  • Last AGM date

  • Record keeping quality

  • Building valuation details

Items may appear as:

  • Current

  • Expiring soon

  • Expired

  • Missing data

Any of these can reduce the Health Score until resolved.


Liveability, Security, Sustainability

These sections include:

  • Pest control

  • Cleaning

  • Building managers / concierge

  • Amenity rating

  • Solar

  • EV charger access

  • NABERS scores (if known)

These may not be mandatory compliance, but they inform the Health Score and comparisons to similar buildings.


2. View detailed renewals in the Compliance & Renewals tab

Open:
My Buildings → Select Building → Compliance & Renewals

This screen provides deeper insights into renewals and high-risk items.


Insurance Risk Rating

At the top, you’ll see:

  • A risk gauge (Low / Medium / High)

  • Comparison to similar buildings

  • A link to view the detailed insurance risk rating

This gives you fast clarity on the building’s insurance performance.


Insurance policies

You’ll see:

  • Current building insurance policy

  • Premium amount

  • Sum insured

  • Expiry date

  • Provider information

If a policy is expiring soon, you’ll see an alert.

Improving the Health Score:

Keeping insurance details updated and ensuring adequate sums insured improve the score.


Key compliance certificates

Common examples include:

  • Fire Safety Certificate (AFSS)

  • Lift Certificate of Compliance

  • Pool Certificate of Compliance

  • Building Valuation

  • Capital Works Fund Forecast (CWFF)

Each certificate shows:

  • Issue date

  • Expiry date

  • Provider

  • Status (current / expiring soon / expired)

Expired items contribute to a lower Health Score.


Capital Works & Building Valuation

These are important for:

  • Long-term planning

  • Insurance coverage accuracy

  • Benchmarking

  • Health Score accuracy

Buildings with outdated valuations or CWF forecasts may show lower performance indicators.


3. Compare building insurance policies

(Cohabit Insurance – optional feature)

From the Compliance & Renewals tab, click Compare Policies to open the comparison view.

Here you can:

  • Review your current premium

  • See estimated savings through Cohabit Insurance

  • Compare multiple insurers side-by-side

  • Request quotes directly

  • See risk ratings associated with each provider

This helps Strata Managers ensure:

  • Better pricing

  • Better coverage

  • Compliance with insurance requirements

  • Improved building health outcomes


How renewals & compliance impact the Health Score

The Cohabit Health Score is heavily influenced by compliance and renewals.

Things that LOWER the score

  • Expired fire safety certificates

  • Missing or outdated insurance details

  • No current building valuation

  • Expired pool or lift compliance

  • Missing documents

  • High-risk insurance indicators

  • Poor maintenance history

Things that IMPROVE the score

  • Up-to-date certifications

  • Regularly renewed insurance

  • Accurate and current valuations

  • Completed maintenance and recurring tasks

  • Strong capital works and admin fund balances

  • Sustainable practices (solar, EV chargers, NABERS ratings)

Cohabit recalculates the score automatically as data is updated.

No Score?

You will be prompted to upload documents so the Cohabit team can produce one for you.


FAQs

What if a renewal is missing?

Add the certificate or expiry date under the Compliance & Renewals tab, or upload documents directly to Cohabit.


Why is my insurance risk rating high?

You may have:

  • Older building infrastructure

  • Fewer compliance updates

  • A high claim history

  • Insufficient coverage

  • Missing valuations

Cohabit Insurance can provide comparison options.


Can I upload certificates manually?

Yes. You can upload any certificate (fire safety, pool, lift, etc.) directly in the building’s Compliance & Renewals tab.


Will expired items notify me?

If notifications are enabled, Strata Managers will receive alerts when:

  • Certificates approach expiry

  • Insurance is due

  • High-risk indicators appear

  • Compliance is missing

Did this answer your question?