Who this article is for
Buyers, owners, conveyancers, agents and advisors who want to understand how Expert insights complement the Cohabit Health Score.
What this article covers
The relationship between the Health Score and Expert insights
What Experts look for behind the number
How Experts add context and clarity
When Expert interpretation matters most
The Health Score is the starting point — not the full story
The Cohabit Health Score summarises how a building is performing across:
Compliance
Insurance
Financials
Building condition
Liveability & sustainability
Data completeness
It’s a valuable metric, but like any score, it needs interpretation.
How Experts enhance your understanding of the score
1. They explain why a score is high or low
Experts highlight the underlying reasons behind the number, such as:
Current compliance performance
Funding strength
Recent or historic defects
Insurance risk indicators
Behaviour of the owners corporation
This helps you see beyond the score itself.
2. They clarify when a building is missing data
Some buildings have limited or incomplete documents.
Experts identify:
Gaps in reporting
Missing valuations
Old or outdated certificates
Financial information that needs updating
So you know whether the score reflects real conditions or missing inputs.
3. They weigh the seriousness of risks
Not all issues affect a building equally.
Experts help you understand:
Which risks are urgent
Which risks are medium-term considerations
Which issues are minor or administrative
Which items warrant further due diligence
This prevents overreaction or underestimation.
4. They connect documents, behaviour and history
Experts interpret patterns such as:
Recurring defects
Committee decision-making
Funding habits
Long-term maintenance behaviours
These insights help you understand the building’s direction, not just its current condition.
5. They provide plain-language explanations
Complex strata documents can be hard to read.
Experts translate them into:
Clear summaries
Straightforward risks
Actionable recommendations
Context you can actually use
When Expert interpretation matters most
When buying into a building for the first time
When the building has a low or unexpectedly high score
When documents seem unclear or contradictory
When the building has known defects or disputes
When you want confidence before exchanging contracts
FAQs
Does the Expert change my Health Score?
No — Experts interpret the score but do not calculate or adjust it.
Can an Expert help if the score looks wrong?
Yes. They may explain why the score appears off due to missing or outdated data.
Is Expert insight the same as legal advice?
No. It supports—but does not replace—independent legal, financial or engineering advice.