Who this article is for
Lot owners
Committee members
Owners who want to monitor upcoming renewals and compliance obligations for their building
What this section helps you do
The Compliance & Renewals tab in Cohabit shows you:
Your building’s insurance details
Insurance premium comparisons
Insurance risk rating
Dates for key compliance certificates (e.g. AFSS, lift, pool)
Dates for building valuations
Whether anything is expiring soon, expired, or current
It’s designed to help you understand:
“What renewals are coming up soon, and are we missing anything important?”
Step 1 – Open the Compliance & Renewals tab
Log in to Cohabit.
Go to My Buildings.
Click your building to open its Building Profile.
Select the Compliance & Renewals tab along the top.
(Screenshot: Compliance & Renewals tab selected on Building Profile)
You will now see two main sections:
Insurance & Risk Rating
Compliance & Renewals details
PART 1 — Insurance & Risk Rating
Insurance Risk Rating
At the top of the page you’ll see your building’s Insurance Risk Rating, powered by insurer data.
This gives you:
An overall risk level, displayed on a gauge (e.g. LOW / MEDIUM / HIGH)
A comparison to similar buildings in your area
Quick-view quotes from major insurers (e.g. CHUBB, Strata Community Insurance, CHU)
(Screenshot: Insurance Risk Rating gauge with insurer options)
This section helps owners understand how risky the building appears to insurers, and whether insurance costs are typical or unusually high.
Compare Building Insurance Policies
If insurance comparison is enabled for your building, you’ll see:
Your current premium
Approximate potential savings if switching
A list of recommended or matching insurers
A Request quote button for each provider
A “Current policy” label showing which policy you’re currently insured under
(Screenshot: Compare Building Insurance Policies with provider cards)
This is useful for committees or owners preparing for:
Annual insurance renewal
Budget planning
Considering a change in insurer
Understanding how your current premium compares to market pricing
PART 2 — Compliance & Renewal Records
Below the insurance section, you’ll see a list of compliance and renewal items relevant to your building, each in its own card.
Cohabit may show the following items (depending on your building):
1. Building Insurance (COC)
Shows:
Premium
Insurer
Expiry date
Sum insured
A Compare Policies button
If the policy is nearing expiry, it will display a label like “Expires soon”.
(Screenshot: Building Insurance COC card)
2. Capital Works Fund Forecast (CWF)
Shows:
Assessed valuation
When the fund was last valued
How your building’s CWF compares to similar buildings
This helps owners understand whether funds are keeping pace with long-term maintenance needs.
3. Building Valuation
Shows:
Latest valuation
Who valued it
Date of the valuation
Useful for insurance renewal and planning major works.
4. Fire Safety Certificate (AFSS)
Shows:
Certificate issuer
Expiry date
Status (e.g. Expires soon)
Fire safety compliance is critical, and this indicator helps owners see whether the certificate is up to date.
5. Lift Certificate of Compliance
Shows:
Issuing company
Expiry date
Status (current / upcoming expiry)
Useful for buildings with elevators that need regular certification.
6. Pool Certificate of Compliance
Shows:
Issuer
Expiry date
Status (e.g. Expires soon)
Only appears if your building has a pool.
What the colour/status labels mean
Green / Current – Certificate or policy is up to date
Yellow / Expires soon – The renewal date is approaching
Red / Expired – Renewal is overdue and may need immediate attention
These labels help you quickly identify items that may require follow-up with your strata manager or committee.
Why this information matters
Tracking renewals and compliance helps you:
Avoid insurance lapses
Keep the building legally compliant
Prepare for renewal costs at AGMs
Identify if the committee or strata manager has missed important deadlines
Understand overall building risk and maintenance health
This is especially useful before:
Annual General Meetings
Budget setting
Insurance renewal discussions
Raising an issue with your strata manager
FAQs
Q: Why is a renewal or certificate missing?
It may mean Cohabit has not yet been given access to the latest records.
See: Why is my building missing data? (Owners)
Q: Can I upload a renewal or certificate myself?
In many buildings, yes — you can upload documents in the Files tab, and they may appear in the relevant sections once processed.
Q: Does Cohabit automatically update renewal dates?
If your building uses Cohabit Building Intelligence, many items are updated quarterly as new records become available.
Otherwise, updates depend on when Cohabit receives access to new records.